top of page

WHO WE ARE
About us
TO THE POINT
Our roots.
Your safety.
Our experience – gained in the core processes of the insurance world
Our story begins in the early 1990s – in the core systems of insurers,
where responsibility, decisions, and data come together every day.
We supported insurers such as AXA, Nürnberger, R+V and Signal Iduna in the digitalization of central processes:
portfolio, claims, partners, products, collections, and commissions.
Experience that shaped systems
As founders, owners, and part of the management team, we had a significant influence on companies such as FJA, COR (now MSG), and NOVUM (now Novum RGI).
We created the standard software for property, life, and health insurers from the initial idea to product maturity —
as the intellectual fathers of modern core systems.
These are used by AXA, Nürnberger, Die Bayerische, UNIQA, and the PKV Association and form the backbone of central insurance processes.
We didn't just talk about core systems – we built them.
From core systems to AI – the logical next step
After selling NOVUM, we founded the InsurTech incubator 9elf26.com and now support over a dozen companies with capital, structure, and industry knowledge.
This gave rise to 9elf26.ai –
with the aim of bringing artificial intelligence directly into the core processes of insurers.
That's where we come from.
That's where we know our way around.
That's where we feel at home.
We love insurance – and are bringing it into the future with AI.

AI for your insurance processes
Central AI platform for property, life, and health insurers
INNOVATION MEETS INSURANCE EXPERTISE
Business & Trust

We combine decades of insurance experience with modern AI technology. Our goal is to simplify your processes, improve quality, and secure your future.
Michael Kraus
CEO
bottom of page